Archive for the ‘Tips for Home Owners’ Category

Plumbing First Aid

Monday, August 19th, 2013

 | Spruce Grove Stony Plain Parkland County Real Estate | Barry TwynamPlumbing First AidIt’s 2 AM in your Spruce Grove, Stony Plain, Parkland County or Edmonton area home, and some sense of foreboding has you heading down the basement stairs.  You explore the basement, wondering what could have awakened you.  Suddenly…  Uh, oh.  Your bare foot encounters a puddle of water that has no business being there, and you realize in horror that your hot water tank has sprung a major leak.  Would you know what to do?

Knowing  how to turn off the water heater ranks Number 2 on the list of the “Top 5 DIY Plumbing Fixes Every Homeowner Should Know”, from Today’s Homeowner.com, right after knowing how to turn off the water to your whole house and to individual plumbing fixtures.

Plumbing emergencies happen, often at inconvenient times, and they almost always need attention long before a plumber can arrive on the scene.  There are also situations that call for minor repairs, ones which any homeowner should be able to undertake on his or her own.   The article contains detailed information for dealing with each of the following:

Plumbing Fix #1:  How to shut off the water (includes turning off all the water in your house and turning off water at plumbing fixtures)

Plumbing Fix #2:  How to turn off a water heater

Plumbing Fix #3:  How to fix a leaky pipe (includes repairing a leak with epoxy putty and repairing a leak with a pipe repair clamp)

Plumbing Fix #4:  How to stop a toilet from running (includes how to adjust the water level in the toilet tank and how to replace a toilet tank flapper)

Plumbing Fix #5:  How to fix a dripping faucet (includes how to replace a washer on a leaking compression faucet and how to repair leaking cartridge or ball faucets)

Top 5 DIY Plumbing Fixes Every Homeowner Should Know” won’t make you a master plumber but this article just might save you a little money and hassle!  Worth a read.

I welcome your comments and questions on any topic related to the home!  Call or text me at 780-910-9669, email me at barry@barryt.ca, or contact me here.

Your Pet-Friendly Home

Friday, July 19th, 2013

Your Pet-Friendly Home | Spruce Grove Stony Plain Parkland County Real Estate | Barry TwynamIs there a dog or cat living in your Spruce Grove, Stony Plain, Parkland County or Edmonton area home?  According to a 2008 Ipsos-Reid survey as reported in the Canadian Veterinary Journal, roughly 56% of Canadian households have a dog or a cat as a pet.

Animals make their presence known in your home, and not in a good way, through scratches on walls, floors and furniture, stains on carpets, dander and allergens in the air, and various unsavory odors.  But there are ways to keep your house in good shape and all residents happy with a few smart and relatively inexpensive adjustments.  The most important advice is to choose the right materials and work with your animal’s natural instincts and needs.

Keep it clean!  Home and pet, that is.

  • First, vacuum often.  It’s a basic fact of life that dogs and cats shed.  Invest in a decent vacuum cleaner, preferably with HEPA filter, and plan on going over carpets and upholstery about twice a week or more.
  • Reduce the amount of clutter in your rooms.  Each object you remove from a room means one less object that gets covered in dust, dander and pet hair.
  • An item that is well worth the cost is a HEPA furnace filter which removes huge quantities of dust, dander and allergens from the air.
  • Use enzyme cleaners such as Nature’s Miracle Stain and Odour Remover when dealing with pet messes.
  • You might also want to purchase some special furniture covers designed with pets in mind.  (See these Pet Protector Covers available from Sears Canada).  Easier to wash these than to shampoo the furniture.
  • Keep your pet clean and well-groomed.  This means regular brushing, nail-clipping, bathing and the like.  If you can remove some of the hair and the oil and dirt it holds before it ends up on your floors and furniture, your house will be cleaner.  Trimmed nails are less likely to scratch floors or snag upholstery. 

It’s the nature of the beast!  Work with your pets’ natural inclinations to mold their behavior to what’s acceptable.  Your dog, for example, wants to please you so will tell you when he wants out and will also adapt readily to his own bed or crate.  Supply a clean litter box and a scratching post for your cat and watch her take to them.  If you find your animal jumping on the couch to look out the window, consider moving that couch away from the window and possibly installing a platform that bolts to the window sill to accommodate your pet’s preference.

Choose the right fabrics.  If you have pets, you already know to stay away from silk and velvet.  If you’re shopping for new furniture, consider something like Crypton or UltraSuede, which are wonderfully stain-resistant and durable.  Leather will scratch, but it is easy to clean and long-lasting.  Forget the dry-clean-only bedding and opt for washable everything because you know your pet will end up on your bed at some point.

Get rid of fabric altogether, where you can.  Replace draperies with wood blinds, for example.

Choose the right flooring.  Carpet and pets are a bad combination.  Carpet soaks up “accidents”, absorbs odors, and traps hair and dander – yuck!  If possible, consider replacing wall-to-wall carpeting in your home with any of the variety of hard-surface flooring on the market today, and bonus! these choices are very fashionable at the moment.  The best option for a pet-proof home is ceramic tile because it’s pretty much impervious to anything your pet can do!  Other easy to clean and durable alternatives include painted concrete, brick, high-end linoleum, or hardwood (but be aware that big dogs can scratch wood).

Neutrals work best.  Dramatic color schemes will show dirt, hair, and wear and tear more than colors such as gray, taupe and cream.  Luckily, neutrals are in style now for everything from paint on the walls to furniture, carpets and counter tops.  If you’re planning to re-paint, remember to choose a washable satin finish, and look for low or no-VOC (volatile organic compounds) paints.  Both you and your pet will benefit from not breathing toxic fumes.

Consider some of these specialty products and home renovations:

  • Disguised litter box, partially covered and resembling furniture.  Keep the odor down by placing in a well-ventilated area if you can, and by cleaning it frequently.  The litter box might even be located in a separate room, such as a garage or utility space, with access through a secret cat door hidden inside a cabinet.
  • Built-in bench with removable cover next to an outside door:  Provides convenient seating for people to put on and remove shoes, and the inside provides storage for pet toys, balls, leashes, etc.
  • Indoor pet retreat or special mudroom could be a corner or even a whole room located by an outside back door.  Automatic feeders and drinking fountains and even doggy showers are often features of these spaces.  Some have lockable exterior access doors designed for your pet to go inside and out.  Most have specialty storage for all pet-related items such as food, chew toys, towels, etc.
  • Heated floors.  Good for animals and people!
  • Cat ramps are a series of shelves resembling stairs running up a wall to just below the ceiling where they meet a longer shelf where cats can run or recline.
  • Portable pet stairs to help small animals access furniture.
  • A doggy overlook is a square opening on the second floor allowing your dog to stick his head through to keep watch on his owners below.
  • Outdoor dog and cat runs.
  • For more ideas like these, see my Pinterest board “Pets and Your Home”.

What special things do you do in your home to accommodate your pets while keeping your home clean and stylish?  I’d love to hear from you.  Call or text me at 780-910-9669, email me at barry@barryt.ca, or contact me here.

 

Lessons From Calgary: How Prepared Are You For a Disaster?

Tuesday, June 25th, 2013

Recent catastrophic flooding in southern Alberta has caused many people in Spruce Grove, Stony Plain, Parkland County and the Edmonton region to re-think their own emergency preparedness and to wonder just how well we would survive a disaster of this type.  If you Google “72 hour survival kit”, many worthy sites presenting much useful information appear.  But how many of us have actually followed through on this information to put together an emergency plan, emergency kits and the like?   How do you even get started doing this?

Start with a Plan

A very good site to begin with is GetPrepared.gc.ca.  Download their publication 72 Hours: Is Your Family Prepared? Your Emergency Preparedness Guide.  Detailed instructions guide you through the creation of an emergency plan for your family, and the building of an emergency kit.  Most authorities recommend having enough “stuff” to keep you self-sufficient for 72 hours, the critical time period during which you may need to wait for help from emergency assistance providers, and during which time you may be without essential services of water, power and gas.

Build Your Survival Kit

Your emergency kit may be one you’ve assembled yourself or it may be a commercial one you purchase from an organization such as the Canadian Red CrossTheir basic 72-Hour Disaster Preparedness Kit sells for $59.95 and includes the following items:

  • 1 box of 45 waterproof matches
  • 1 wind-up flashlight/radio/alarm (no batteries required)
  • 1 50-hour candle
  • 1 multi-function knife
  • 1 S.O.S. sign
  • 1 emergency rescue blanket
  • 1 emergency preparedness guide
  • 20 water purification tablets
  • 2 biohazard waste bags
  • 1 collapsible water container
  • 1 whistle
  • 1 pair of work gloves
  • 1 12-hour light stick
  • 1 first aid kit:
    • 1 emergency plastic sheeting
    • 1 duct tape
    • 2 dust masks
    • 1 nylon backpack
    • 2 gauze pads 5 cm x 5 cm (2 in x 2 in)
    • 5 antiseptic towelettes
    • 1 proviodine swab
    • 4 alcohol swabs
    • 2 insect sting relief swabs
    • 10 plastic adhesive bandages
    • 2 fingertip bandages
    • 2 knuckle bandages
    • 1 first aid instruction card
    • 2 adhesive patch bandages 5 cm x 7.5 cm (2 in x 2 in)
    • 1 conform bandage
    • 1 roll of adhesive tape
    • 1 pair of nitrile examination gloves
    • 1 pair of tweezers
    • 1 pair of scissors
    • 12 safety pins

These items are just the beginning, of course.  Most experts recommend that your kit include enough non-perishable food for 72 hours, and at least 4 liters of water per person per day.  Seasoned backwoods campers and backpackers will have lots of other suggestions, such as warm, water-resistant clothing, a small tent and sleeping gear, food preparation equipment including mess kits and a tiny stove that fits in a backpack, and special dehydrated meals.  Whatever goes into your kit needs to reflect your careful consideration of your personal situation:  What would you need to have with you to be safe, comfortable and healthy during those 72 hours?  Study carefully the lists on the GetPrepared.gc.ca site as well as the following sites to devise the exact 72-Hour Disaster Survival Kit that works for you and all family members (including pets).

Store your kit somewhere in your home where it’s readily accessible and hope you never have to use it!

Leaving Your Home

What if you had to evacuate your home as so many southern Alberta residents were forced to do?  What do you take with you when you escape?  Well, your emergency kit of course, and a few other essentials:

  • Identification (passports, driver’s licenses, birth certificates, marriage licenses, insurance, wills, financial statements, etc.) Tip:  Scan all these documents onto your computer and then download them onto a memory stick which then goes into your emergency kit.  Check and update your digital records every 6 months.
  • Cell phone and charger
  • Important phone numbers (relatives, work, insurance, doctors, pharmacy, etc.)
  • Extra set of keys (house, garage, storage, lockbox, etc.)
  • Money $$ (cash, including coins, and credit cards)
  • Critical medicines & prescription glasses
  • Personal hygiene items and change of clothing
  • Computer backup
  • You can probably think of a few other easily portable and absolutely essential items.

People who have survived disastrous fires, floods and severe weather events will tell you that one of the hardest things about leaving behind their homes is the thought of losing the tangible evidence of precious and irreplaceable family memories.  These days, technology can help if you plan ahead and take the time to do things like digitizing family photos and then uploading them to online storage services.  Make sure a copy of your home inventory is there too.  (See my blog article “Home Inventory: Do You Have One?”)

Comments or questions about this article?  Call or text me at 780-910-9669, email me at barry@barryt.ca, or contact me here.

 

 

Aging in Place

Thursday, April 25th, 2013

If the phrase “aging in place” is new to you, it probably won’t be for long!  I predict in the next few years, we’ll be hearing this phrase a lot.  How does it apply to those of us living in the Spruce Grove, Stony Plain, Parkland County and Edmonton areas of Alberta?   

Aging in place means stayinAging in Place | Spruce Grove Stony Plain Parkland County Real Estate | Barry Twynamg in our homes as we get older, and adapting the home to meet our needs as we age.  For most of us, aging will bring about certain predictable physical changes, such as diminished eyesight and hearing or decreased mobility.  Some people will elect to move to accommodate these changes, whether to a one-level apartment-style condo or to some kind of retirement lodging.  But most of us want to stay in the familiar surroundings of our well-loved homes as long as we possibly can.  And that may mean renovating our homes to make them as functional as possible.  Other terms often used for homes that have been modified to accommodate special needs are “universal design” and “barrier-free  homes”. 

Many of the features of a typical modern home (such as an open floor plan, especially one where the main living areas – kitchen, living room, master suite, laundry room – are on the main floor) work well with the concept of aging in place.  Other features, such as hardwood flooring instead of wall-to-wall carpeting, and venetian blinds instead of draperies, are less successful.  Those hard surfaces often don’t help a home’s acoustics, and a hard and slippery floor can be treacherous for people who are unsteady on their feet. 

When we think about accommodations for seniors, things such as grab bars in the bathroom, walk-in bathtubs, stair lifts or even elevators may come to mind.  But there are many other simpler and cheaper changes that can have a huge effect on our comfort and safety.    

Eyesight and Lighting.  Adding more lamps and upping the wattage of light bulbs throughout one’s home can make a big difference in improving visual perception.  The most important areas needing better lighting are hallways and stairs.  Consider also changing the contrast between light and dark areas in a room in order to make things easier to see.  A monochromatic bathroom may be artistically beautiful, but if there isn’t a clear demarcation between the white tub and the light-colored floor, someone might have trouble judging where one ends and the other begins, resulting in a nasty fall.   

Furniture.  Consider replacing hard-edged glass coffee tables with dual-purpose softer-edged ottomans.  Consider also replacing squishy upholstered pieces with those that provide more support, making them easier to get into and out of.  Rearrange furniture so that there is plenty of room to maneuver around individual pieces (especially if wheelchairs and walkers will be used), but also place furniture in such a way that people will be sitting closer together and/or directly facing each other to aid hearing. 

FlooringCarpet is easy to walk on and safer if falling may be an issue.  But carpet may not be the best choice if walkers or wheelchairs will be used.  The best multi-purpose flooring may be non-slip tile throughout the home.  If tripping isn’t a concern, area rugs can add soft support as well as visual interest and contrast between dark and light.  Just be sure that the edges are well taped down. 

Monitoring and Assistance.  If you live alone, you probably have a support network of people to call in an emergency and you no doubt have a telephone or cell phone in easy reach at all times.  You may have an arrangement with family, friends or neighbors to check on you each day.  Perhaps you’ve considered a service such as Lifeline that connects you to 24-hour emergency monitoring via a bracelet or necklace style communicator.  While none of these things relate directly to home modifications, all of them contribute to keeping you in your home. 

The website SeniorResource.com contains a wealth of information about aging in place.  Particularly helpful is a Home Assessment chart that matches home modifications with a specific physical infirmity.  Most of the suggestions below are from that chart: 

Limited vision:

  • Edge of counters a different color than the top
  • Edge of each step is a color that stands out
  • Contrast colors between floor and walls
  • Stairs are well-lit
  • Increased wattage of light bulbs
  • Lights in all closets
  • Outside walkways and entrances are all well-lit
  • Stove controls clearly marked and easy to see
  • Stove has big numbers that can be seen from across the room
  • Stove uses different colors to tell which parts are hot
  • Under-cabinet lighting over kitchen counter

Hearing impairment:

  • Increased volume on phones
  • Smoke detectors have strobe lights
  • Furniture arranged to facilitate hearing
  • Soft surfaces to improve acoustics
  • Ultra-quiet dishwasher to reduce background noise

Balance and coordination problems:

  • Bath seat in tub or shower, or walk-in shower with pull-down seat
  • Bath tub with transfer bench
  • Temperature controlled shower and tub fixtures
  • Rounded counter edges
  • Grab bars near bath and toilet
  • Handrails extend beyond top and bottom of stairs
  • Stairway handrails on both sides
  • No stairs to bedroom or bathroom
  • Phone in bathroom

Limited reach:

  • Hand-held shower in bathroom
  • Electrical outlets are 27” above floor
  • Light switches at 42” instead of 48”
  • Cabinet shelves no more than 10” deep
  • Closet organizer or Lazy Susan to reach belongings
  • Closet rods pull down to comfortable level
  • Kitchen and closets have pull-down or pull-out shelving
  • Upper kitchen cabinets 48” from floor
  • Cook top has easy-to-reach controls at front
  • Microwave oven no higher than 48” above floor
  • Oven doors swing to the side
  • Side-by-side refrigerator
  • Lowered kitchen counter tops
  • Sink controls on the side
  • Front-loading washer and dryer

Poor hand and arm strength:

  • Automatic garage door opener
  • Easy to open and lock doors and screens
  • Cabinets and drawers have D-shape handles
  • Doors have lever handles
  • Counter tops smooth so heavy pans can slide across them
  • Heat resistant counter near microwave oven
  • Push button controls on appliances
  • Garbage disposal or trash compactor to reduce trash
  • Rocker light switches
  • Sinks with lever faucet handles
  • Special hardware to make drawers slide easily
  • Spray hose to fill pots on the stove
  • Dishwasher 8” from floor

Trouble bending:

  • Elevated toilet or toilet seat
  • Lower kitchen cabinets 6” above floor
  • Sink no more than 6” deep
  • Carpet is low pile and firm pad
  • Clutter and electric cords are out of pathways
  • Counter top that can be used while sitting
  • Doors are wide enough for a walker to get through

Trouble walking and climbing stairs:

  • Driveway smooth but not slippery
  • Floors are smooth and slip-resistant
  • Knee space under sinks; can sit while washing
  • Knee space under stove; can sit while cooking
  • No area rugs
  • Ramp to front door with handrails on both sides
  • Stairs have slip-resistant surface
  • Thresholds on entry doors no higher than ¼ inch.

Uses wheelchair:

  • Peep hole at low  height
  • Lower window sills especially for windows on the street
  • Hallways, doorways and closets wide enough for wheelchair.  Doorways 36″ wide with off-set hinges on doors
  • Appliances have controls at the front
  • Can use counters, sinks, stove top while sitting
  • Can wheel from car to front door and then inside; no steps
  • Ramp to front door with landings at top and bottom
  • Can wheel to bedroom, bathroom, kitchen
  • Pathways clutter-free
  • Enough floor space near doors to move wheelchair
  • Roll-in shower with multiple showerheads and/or way to transfer to tub
  • Space to transfer from wheelchair to toilet
  • See all above sections 

If you decide to remodel your current home, remember that you probably won’t have to make all of the modifications listed here.  Instead, focus on those of most benefit to your individual situation and make other changes as the need arises.  

Other resources:

See also this article by Mike Holmes:  “Renovate now so that you can live well later“.

Are you looking for a “universal design” home that will allow you to age in place?  I would be happy to help you find such a home!  Call or text me at 780-910-9669, email me at barry@barryt.ca, or contact me here.

 

 

Carpet or Hardwood?

Monday, April 8th, 2013

Carpet or Hardwood? | Spruce Grove Stony Plain Parkland County Real Estate | Barry TwynamIf you are thinking of replacing the flooring in your Spruce Grove, Stony Plain, Parkland County or Edmonton area home, you’re not alone!  Should you make the leap from your old wall-to-wall broadloom to the currently popular hardwood?  Should you replace all the carpeting or keep some in selected areas of your home?  Here are some points that might help you decide.

 

Carpet Pros

  • Warm, comfortable and insulating
  • Sound-absorbing (might therefore be a better choice in high-density living situations such as condos and the like)
  • Easier on the feet
  • Often less expensive to purchase, and easier, faster and cheaper to install
  • Can be installed anywhere in the home.
  • Many choices in colors, textures, fabrics

 Carpet Cons

  • Feels “dated” to many people.  Home buyers today are looking for modern finishing.
  • Carpet is seen as negative to indoor air quality.  Even frequent vacuuming doesn’t remove dust, dander, allergens. 
  • Professional carpet cleaning and shampooing can be expensive and disruptive.
  • Standard life is about 12 years before replacement needed.
  • Generally less accessible for wheelchairs and walkers, if aging in place or disabled family members are a consideration.

Hardwood Pros

  • Hard-surface flooring is currently popular and trendy.  Current thinking is that hardwood adds character and value to a home.  Seen as better for re-sale. 
  • Good for the planet:  wood is natural, sustainable, renewable.
  • When properly chosen, installed and maintained, will last a lifetime
  • Easily cleaned and maintained with vacuum and dust mop.  With felt protectors on the bottom of furniture pieces, easy for one person to move furniture for cleaning.
  • Excellent for those with allergies
  • Versatile decorative option; goes with everything.
  • Can be used “as is” or with an area rug on top to change the decorating or to add warmth and sound-absorption
  • Future flexibility: easy to install carpet or tile on top of hardwood (although why on earth would you?!)

Hardwood Cons

  • Noisy; not sound-deadening like carpet so sounds may echo.
  • Chilly on the feet, especially in winter.
  • New finishes do make hardwood more resistant to damage but not indestructible.  Care will still be required to prevent damage from dropped and dragged items, as well as from spilled liquids.  Most hardwoods can be re-finished and cost is comparable to replacing a carpet, but re-finishing usually takes longer than a carpet replacement.
  • Humidity levels need to be closely monitored.  In high humidity, improperly installed wood can expand and buckle.  Low humidity can result in splintering and breakage.
  • Can be expensive to purchase and install, especially if sub-floor required.
  • Can be slippery and therefore less safe for small children and seniors
  • Shows dirt readily.  Needs to be cleaned (vacuumed or swept and mopped) more often than carpet; at least every other day in high-use areas
  • May not be suitable for below-grade installation

A good article that compares the characteristics of carpet and hardwood is “Carpet vs. Hardwood – The Great Showdown”. 

A few other things to consider:

  • Many people are mixing up their flooring choices:  tile in kitchens and bathrooms for durability and ease of cleaning, hardwood in main-floor living areas for beauty, carpet in bedrooms for comfort.
  • Think about your lifestyle and how you use the spaces in your home.  Are shoes removed at the door, food consumed only in non-carpeted areas, pets house-trained?  If no, then carpets, which tend to get dirty faster and hold on to the dirt, might not be the best option for you.  Highly visible, high-traffic areas benefit from flooring that is durable and easy to clean and maintain.
  • Consider the kind of feel you want underfoot:  firm, glossy, sophisticated, or cozy, casual, barefoot-friendly.
  • When you replace the flooring, do it for your own use and pleasure but keep in mind that eventually you will leave your home.  Be aware that every change you make to your home will have an impact on its ultimate resale value and ease of selling, even if that sale is years in the future.

Let me help!  Call or text me at 780-910-9669, email me at barry@barryt.ca, or contact me here.

 

 

Pocket Offices: Family Central 2.0

Wednesday, February 27th, 2013

A few weeks ago I posted a blog article called “Family Central” about carving out a family organization center somewhere in the family home to round up all the paper and paraphernalia associated with day to day family life.  Our lives in the Spruce Grove, Stony Plain, Parkland County and Edmonton region just keep getting busier, don’t they?  And it seems to get harder all the time to keep track of schedules and corral all the clutter. 

A great article in the February 23, 2013 edition of the Edmonton Journal entitled “Tiny, perfect pocket officesconfirms the need for such a space in a family home and contains lots of valuable information and good tips about how to create and use these small but mighty work spaces.   Check it out! 

Looking for a home with something special?  Maybe I can help.  Call or text me 780-910-9669, email me at barry@barryt.ca, or contact me here.

The Sky is Falling: Meteors and Your Home Insurance

Monday, February 25th, 2013

The Sky is Falling: Meteors and Your Home Insurance | Spruce Grove Stony Plain Parkland County Real Estate | Barry TwynamAt first, when I heard about the meteor that hit the Urals region of western Siberia in Russia a couple weeks ago, I thought it had to be a mistake.  That is, until I heard the news reports of the hundreds of people injured and the massive amounts of property damage.  And then I got to feeling pretty relieved that it hadn’t landed here, and wondering if that kind of destruction would hit people in their wallets.

An article in the Edmonton Journal reported that the meteor, which was the size of a bus and weighed about 7000 tons, exploded with the force of 20 atomic bombs.  Russia seems to be a bit of a magnet for massive meteorite strikes.  The last big one, in fact the largest impact of its type in recorded history, hit Siberia in 1908, wiping out an estimated 80 million trees with a blast greater than 1000 times that of the atomic bombs dropped on Hiroshima.  

The Journal article quotes Jim Green, NASA’s director of planetary science: “These fireballs happen about once a day or so, but we just don’t see them because many of them fall over the ocean or in remote areas.”  Good to know for those of us who live in Spruce Grove, Stony Plain, Parkland County or the Edmonton region! 

So, what happens if your home is hit by falling space debris?  Or, for that matter, items falling from airplanes, such as chunks of frozen sewage known as “blue ice”, tree limbs broken off in a wind storm, and the like?  Happily for homeowners, this is one less thing to worry about because insurance policies generally do cover such events. 

According to Angeni Jaipaul at Allstate Insurance in west Edmonton, a meteor event of this type would be part of the “Falling Objects” clause of Allstate’s VIP Homeowner Policy which states “This peril means a falling object which strikes the exterior of a building but not objects which strike the building due to earth movement”If your home is damaged in any way by junk falling out of the sky, your insurance will pay for repairs.

5 things to know about home insurance, an article published on the Toronto Star website,  offers a few more bits of insurance wisdom:

  • Be aware of your responsibilities as a home owner.  Insurance will usually cover you for events that you could not have foreseen or prevented (stuff dropping from the sky that wrecks your roof), but you won’t be covered if damage is the result of your lack of maintenance.
  • Read your policy carefully and be sure to ask questions of your agent.  Do you have a comprehensive all-perils policy, or a basic named-perils policy?  All-perils policies will protect you against most risks; a named-perils policy will cover specific risks, such as fire, lightning, wind.  (But be careful:  the term all-perils might be misleading because most of these policies don’t cover damage from floods or earthquakes unless you have specifically purchased that type of coverage.)
  • Update your policy.  Let your insurance company know when you renovate your property or make substantial changes to the contents.  Keep an inventory of what you own.  One suggestion is to use your phone to make a video of the rooms and their contents.  

See also my other blog articles on the topic of home insurance:

 “Property Insurance: Are You Covered?

Home Inventory: Do You Have One?

Comments or questions about this article?  Call or text me at 780-910-9669, email me at barry@barryt.ca, or contact me here

 

Family Central

Thursday, February 7th, 2013

 | Spruce Grove Stony Plain Parkland County Real Estate | Barry TwynamFamily CentralDoes your Spruce Grove, Stony Plain, Parkland County or Edmonton-area home have a special dedicated room or home office that functions as the “business hub” of your family’s activities?  Where the kids do their homework, mom and dad pay the bills, family members update schedules, store keys, phones, laptops and other important items that need to be grabbed before leaving the house?  No?  Well, you’re not alone in wishing for a magic solution to the problem of keeping everybody organized and the house clutter-free!  With today’s busy lifestyles, it’s no wonder that many people can’t find their dining room tables and kitchen counters under the daily avalanche of school papers, mail, newspapers and magazines, electronic devices and much more.

An article in the January 26, 2013 edition of the Edmonton Journal entitled “Building the perfect family hub” addresses the questions of what is needed to create a family organization center, how to find the space, and how to make it all work in even the smallest of homes. 

According to the article, the most important items needed in the center are a calendar for keeping track of everybody’s schedules, a message board (dry erase or corkboard) for posting and sharing information, a bin or section of corkboard for each family member’s own current information needs (such as school permission slips), and a power strip and shelf for charging electronic devices.  A work surface for homework and the like is also ideal, as well as a laptop or computer for checking email, doing research, etc. 

But where to put this?  A room such as the bonus room found in many of today’s newer homes or a mudroom would be great, but not necessary according to the authors of the article.  Instead, there are numerous other options, such as converting a pantry cupboard or small closet into a desktop with storage above, seating below.  Even a single kitchen cabinet can serve when space is really tight.  For some excellent visuals, take a look at my Pinterest board “Great Little SpacesThe key is defining the purpose for the space chosen as the family hub. 

If you are lucky enough to have a room-size space available, you can furnish it lavishly with a built-in desk and storage, or more economically with items from around the house or from garage sales – whatever will fit the budget and the needs of your family.   

This leads to the final aspect of such a center, making it work.  Again, let your own family’s needs be your guide.  Bright colors and an attractive space along with a firm commitment to use this area as THE spot for family business go a long way to keeping the rest of the house tidy and organized!  Check out the article for more details and ideas. 

Looking for just the right home to meet your family’s needs?  Call or text me at 780-910-9669, email me at barry@barryt.ca, or contact me here

Pin It!

Friday, November 30th, 2012

As a home buyer, seller or owner in Spruce Grove, Stony Plain, Parkland County or the Edmonton region, you may not have thought to use Pinterest as a source of information.  I have recently begun building and adding to Pinterest boards, and I’d love to share this resource with my clients. 

Pin It! | Spruce Grove Stony Plain Parkland County Real Estate | Barry TwynamFirst of all, what is Pinterest?  Pinterest is a relatively new image-based social medium that allows you to organize pictures (still photos, graphics, videos, etc.), or articles containing at least one good-sized image, into topic groupings called boards.  Imagine any topic in the world that you know something about, or that you would like to learn about, and you can create or find a board for it.  To add an image or article to a particular board, all you have to do is “pin it” using the tools built into the program.  Images can be ones you’ve created yourself, or they can be attached to websites you find on the internet.  You can repin items other people have pinned to their boards, as well as follow other users, and of course other people can repin your images and follow you! 

My boards so far are the following:

Home Buying

Home Selling

Barry Twynam’s Spruce Grove and Area Real Estate Listings

Curb Appeal

Home Makeovers

No Ordinary House

Beautiful Kitchens

Laundry Rooms, Mudrooms, Storage Spaces

Great Little Spaces

Man Caves

Moving

Pets and Your Home

Outdoor Living

Landscaping

Home Security

DIY and Home How To

Painting Tips

Helpful Home Hints

A Clean Home

Who Says It’s Not Easy Being Green?!

Spruce Grove Stony Plain Parkland County Attractions

Saltwater Aquariums

Photo Geek

You can see my boards here:  http://pinterest.com/barrytwynam/ 

I would be pleased to have you visit my Pinterest boards, use the information, repin my pins, follow me, etc.!  I would especially appreciate any suggestions you might have about items I should add to my existing boards, or new boards you think I should create.  And maybe you’ll be inspired to create your own Pinterest boards.  Let me know and maybe I’ll follow you! 

I always enjoy receiving your comments or questions!  Call or text me at 780-910-9669, email me at barry@barryt.ca, or contact me here.  

Home Inventory: Do You Have One?

Friday, November 23rd, 2012

 | Spruce Grove Stony Plain Parkland County Real Estate | Barry TwynamHome Inventory: Do You Have One?As the holiday season approaches in Spruce Grove, Stony Plain, Parkland County and the Edmonton region, you’re probably getting your home in shape for visits from family and friends.  This may mean adding new furniture or entertainment devices, as well as cleaning and organizing your current possessions.  Do you have a record of all your possessions, old and new?   

Your home and everything in it means a lot to you.  Sure, you have insurance in case anything should happen, such as a break-in or fire or adverse weather event.  But how would you let your insurance agent know exactly what you have that may need to be replaced?  As you go about your holiday preparations, it might be a good time to consider re-doing, or creating for the first time, an inventory of everything you own connected with your home.  Good idea, you say, but where to start? 

Luckily, the technical world can come to your rescue, both for creating the inventory and for storing it.  At its heart, a home inventory is a list containing various pieces of information such as name of the item, its location in your home, brand name, purchase price, current or replacement value, when and where acquired, serial numbers and so on.   

CAA Magazine’s “The Value of Your Home:  Tips on Creating a Home Inventory List” can get you going with a step by step process.  Another article on this topic is State Farm’s “Creating a Home Inventory”.

Here are some tools that can make your job easier: 

  • Spreadsheet software, such as Microsoft Excel, Open Office Calc, or Google Docs Spreadsheet (see this home inventory template) can create a form on which to record the data.   
  • It’s also possible to find many pre-made home inventory templates on the internet, such as these examples:

Insurance Brokers Association of Canada Home Inventory Form 

State Farm Home Inventory Checklist 

Minnesota Department of Commerce, Insurance Division Home Inventory Checklist

  • A photo or video inventory is a good complement to a written list.  Today’s cameras and even phones make it easy and relatively fast to take stock of a home’s contents.  The pros recommend not just taking a picture of an item, but also zooming in on serial numbers and important details, such as the brand of an object (turn over a piece of china to show the manufacturer, for example).  It’s also a good idea to take pictures of receipts or appraisal reports, especially for high-value items purchased new, or antiques.  Audio can provide a running commentary of what the items are and their value.  Burn the pictures to a DVD for storage outside your home or upload them to an online account.
  • Home inventory software is another option, and some very good ones are free:

Know Your Stuff Home Inventory

What You Own Home Inventory

These packages allow you to create lists, add photos, receipts and the like, and generate reports.

  • To get really futuristic check out iTrackMine, a free web-based resource billed as the “ultimate collection manager”.  By typing in (or scanning with a barcode scanner or an Android phone) the ISBN or UPC numbers of items in a collection, such as books or movies, you can automatically generate a list containing all kinds of information, including pictures.  Where it’s really useful for home inventory purposes is its ability to produce an insurance-ready report.

Why not make the doing of a household inventory a family project this holiday season?  While giving new meaning to the expression “making a list and checking it twice”, you’ll end up with a worthwhile gift for yourself and your family!

Comments or questions about this article?  Call or text me at 780-910-9669, email me at barry@barryt.ca, or contact me here. 

Barry Twynam, Century 21 Leading
#1 14 McLeod Avenue, Spruce Grove, Alberta, T7X 3X3
Tel: 780-910-9669 Cell: 780-910-9669 Fax: 780-962-9699
© Copyright 2011, Real Estate Websites by Redman Technologies Inc. | Privacy Policy | Sitemap
The data included on this website is deemed to be reliable, but is not guaranteed to be accurate by the REALTORS® Association of Edmonton
MLS® MLS REALTOR® Realtor
Trademarks used under license from CREA